They underfunded pensions and promised benefits to workers that taxpayers cannot afford — bringing virtually every public pension fund in the state to the brink of insolvency. By contrast, the Illinois Municipal Retirement Fund, or IMRF, which covers local-government workers in all Illinois cities except Chicago, is often touted as the model for how to run a defined-benefit plan. But widespread adoption of the rules governing the IMRF will not solve the broader pension crisis in Illinois. The IMRF suffers from the fundamental problems that plague all pension plans. On the surface, IMRF is doing well. The pension system has a funding ratio of 87 percent — by far the highest of any major pension fund in Illinois. By contrast, the Chicago police and firefighter pension funds are each less than 25 percent funded.
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This is why you’ve never heard of him. The weather was cool and crisp, around 50 degrees. The wind speed was eight miles an hour from the south-southwest, and visibility was 20 miles. The mid-afternoon weather, in short, was perfect for flying. Royer was being taught a new landing technique by Major Robert Lawrence, age 32, who flew as copilot in the rear seat.
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